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Upstart Advances Toward National Bank Charter, Eyes Cost Reduction in Lending
Fintech 2 min read

Upstart Advances Toward National Bank Charter, Eyes Cost Reduction in Lending

Upstart secures conditional approval for its banking charter, aiming to enhance its lending capabilities nationwide. The move underscores a significant shift in the fintech landscape as companies seek to integrate banking services more deep...

Fintech 2 min read

Upstart Secures Approval for New US Bank, Expanding Fintech Horizons

Upstart, the US-based lending marketplace, has received provisional approval to launch Upstart Bank, marking a significant step in its evolution as a fintech player.

Finextra · 30 Jul 2026 2 min read
Banking Groups Challenge Oregon's Loan Rate Cap in Federal Court
Fintech 2 min read

Banking Groups Challenge Oregon's Loan Rate Cap in Federal Court

Three banking associations are seeking to block an Oregon law that extends a 36% interest rate cap to out-of-state lenders, arguing it overreaches state authority. The outcome coul...

PYMNTS · 30 Jul 2026 2 min read
Fintech 1 min read

Evolving Fraud Risks Threaten Integrity of Loan Documentation in Fintech

The rise of sophisticated document generation tools poses significant risks to the reliability of income verification in lending, impacting fintech operations across the Gulf regio...

Finextra · 30 Jul 2026 1 min read
Fintech 3 min read

Finova Boosts Lending Strategy with Acquisition of AI Innovator Cubit Labs

Finova, a prominent player in the UK’s cloud-based mortgage, savings, and lending software sector, has announced its acquisition of Cubit Labs, an innovative AI technology firm ded...

Finextra · 01 Jul 2026 3 min read