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Oregon Mandates State Lending Licenses for BNPL Providers
Fintech 2 min read

Oregon Mandates State Lending Licenses for BNPL Providers

Oregon's Department of Consumer and Business Services asserts that buy now, pay later providers must secure state lending licenses, reshaping the regulatory landscape for fintech in the U.S.

Banking Groups Challenge Oregon's Loan Rate Cap in Federal Court
Fintech 2 min read

Banking Groups Challenge Oregon's Loan Rate Cap in Federal Court

Three banking associations are seeking to block an Oregon law that extends a 36% interest rate cap to out-of-state lenders, arguing it overreaches state authority. The outcome coul...

PYMNTS · 30 Jul 2026 2 min read