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Credit Card Installments Surpass BNPL Among US Consumers
Fintech 2 min read

Credit Card Installments Surpass BNPL Among US Consumers

A growing trend shows US consumers increasingly favor credit card installment plans over traditional buy now, pay later options, indicating a shift in payment preferences.

AI and Life Stage Redefine Buy Now Pay Later Dynamics in the Gulf
Fintech 2 min read

AI and Life Stage Redefine Buy Now Pay Later Dynamics in the Gulf

A new report reveals that life stage, rather than income or credit score, is the key driver of Buy Now Pay Later adoption, particularly among younger consumers. This shift presents...

PYMNTS · 30 Jul 2026 2 min read
Subprime Consumers Signal New Opportunities for Fintech Innovation in Healthcare Payments
Fintech 2 min read

Subprime Consumers Signal New Opportunities for Fintech Innovation in Healthcare Payments

A substantial segment of subprime consumers in the U.S. is reshaping payment behaviors, particularly in healthcare, revealing a potential market for innovative financial solutions.

PYMNTS · 30 Jul 2026 2 min read
Fintech 3 min read

New BNPL Regulations Raise Concerns Over Excluded Borrowers in UK Market

The UK’s new Buy Now Pay Later regulations introduce essential consumer protections, but questions linger about their impact on access for vulnerable borrowers.

The Fintech Times · 30 Jul 2026 3 min read
Klarna Moves to Offload $516 Million in Credit Risk to Fuel Expansion
Fintech 2 min read

Klarna Moves to Offload $516 Million in Credit Risk to Fuel Expansion

Klarna is looking to transfer significant credit risk from its buy now, pay later loans, aiming to unlock capital for growth initiatives, particularly in the U.S. market.

PYMNTS · 30 Jul 2026 2 min read
Fintech 2 min read

Klarna Seeks US Banking License, Expanding Fintech Footprint

Klarna, the Swedish fintech leader, has officially applied for a banking license in the United States, signaling a strategic move to broaden its operational capabilities and market...

Finextra · 30 Jul 2026 2 min read