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Consumer Credit Applications Surge to Highest Level in Five Years
Fintech 2 min read

Consumer Credit Applications Surge to Highest Level in Five Years

Recent Federal Reserve data indicates a significant uptick in consumer credit applications, reflecting evolving financial behaviors amidst economic pressures. This trend may have implications for fintech innovation and lending strategies in...

OnePay and Upgrade Launch Personal Loan Program Amid Rising Credit Demand
Fintech 2 min read

OnePay and Upgrade Launch Personal Loan Program Amid Rising Credit Demand

OnePay partners with Upgrade to introduce a consumer loan program, responding to increasing credit demand in a tightening market.

PYMNTS · 30 Jul 2026 2 min read
Fintech 2 min read

Regulatory Shift in BNPL Reshapes Fintech Landscape in the Gulf

As regulatory frameworks evolve, the Buy Now, Pay Later sector faces new scrutiny, impacting fintech operations across the Gulf.

Finextra · 30 Jul 2026 2 min read
Revolving Credit Trends Signal Consumer Caution Amid Economic Pressures
Fintech 2 min read

Revolving Credit Trends Signal Consumer Caution Amid Economic Pressures

Recent data shows a decline in revolving credit, hinting at a shift in consumer borrowing behavior as households navigate rising costs.

PYMNTS · 30 Jul 2026 2 min read
South African FinTech Float Expands Card-Linked Installments to UK Market
Fintech 2 min read

South African FinTech Float Expands Card-Linked Installments to UK Market

Float, a South African fintech, has launched its innovative card-linked installment payment solution in the UK, aiming to enhance consumer purchasing power without increasing debt.

PYMNTS · 30 Jul 2026 2 min read
The Evolution of BNPL: Necessity Drives 51% of Users to Adopt Pay Later Solutions
Fintech 3 min read

The Evolution of BNPL: Necessity Drives 51% of Users to Adopt Pay Later Solutions

The landscape of Buy Now, Pay Later (BNPL) is evolving, shifting from its initial 'Pay in 4' model to a more diversified credit menu tailored to various consumer needs. According t...

PYMNTS · 01 Jul 2026 3 min read